Fixed Annuity

Retirement planning can feel overwhelming, especially with the uncertainty of the market. Finding a strategy that balances growth potential with the security of your principal is crucial. That's where index annuities can play a significant role. At First Manhattan Financial, we help clients navigate these complex financial decisions, offering tailored strategies to meet individual needs and goals. What is an Index Annuity? An index annuity is a type of contract that offers the potential for growth tied to a market index (like the S&P 500), while protecting your principal from market [...]

DO ONLY BANKS GUARANTEE MONEY? The simple answer, NO! There are numerous products that, when our clients walk into a bank purchasing, walking out are NOT GUARANTEED! Like Mutual Funds, Stocks, Variable Annuities…the list goes on and on. So, what is a Guaranteed Money product Retirees, Pre-Retirees, and simply individuals who do not want to risk their money to the market, FIXED ANNUITIES? Fixed annuities have been around for over 100 years and probably will be around for another 100 Years.   ABC’S OF ANNUITIES So, what exactly is an Annuity [...]